The engineering financial involves the use of instruments of the financial area to restructure a financial profile of existing finances and get other more desirable properties, consisting of transformation or combination of existing financial instruments that is when there at a certain time to get a new device designed to be used in a specific activity with certain objectives.
The financial engineering is the technique that allows increase or increase financial business productivity by using different tools and techniques to satisfy a need and find the best way to perform an activity, achieving equity and providing the money needed from the development of a company, project or other activity of an acquisition.
This comes to have control of managing risk and executing the action and effect of a debt, as well as the use of derivative instruments and the achievement of a higher rate of return on assets and lower capital costs and a situation that reflects an increase in the value of the company.
In financial engineering we can find a set of procedures that are carried out for the office of treasurer, in the operations of adjusting the date of exhalation or expulsion of commercial bills so that they could accommodate or adjust the discount periods to the types of low interest rates or the simple change of a credit policy for another in different interest or term conditions.
The period of financial engineering occurs when the financial instrument where it becomes more numerous, and in the banks are financial intermediaries that becomes more active taking into account the initiatives of offering customers new possibilities.
