The economics of education aims to establish the effective and efficient use of resources, to achieve the most efficient levels of human capital formation, thus seeking to achieve optimal progress and results in the allocation of resources according to the levels. of learning and academics, by people, thus defining the education of their demands, as a point of balance between costs and learning efficiency by teachers, which represents an important part of this intensive work, since from them the benefits of this knowledge are acquired in the labor markets. By improving an individual's education, it fosters economic growth.
Theory based on human capital, which by strengthening the education of this, makes it more viable for the student and future productivity, to obtain income, this becomes an investment of the government or state, since it happens to make a common good, on the rise to the purchase, generating an expense and an investment, reaching the market for its price, that is, it passes to the purchase market and demand, becoming a rare appreciation of education, whether public or private but that It goes on to generate an expense, a direct or indirect cost.
Its value is based on the time of the duration of the education, it focuses on the long term as an investment, this model is associated with the benefits fixing the study time thus defining the payments of the different tuitions. Becoming profitable in forms of investments, giving way to the return of student loans both for those who consume education and those who invest in it; since its main focus is that if education has an economic value, the monetary return would be the mechanism to be evaluated, cost and interest, mainly for financial organizations.
Young people are the ones who use this study benefit the most, due to the availability of time to study and achieve more advanced levels such as postgraduate degrees, thus achieving the desired benefits thinking ahead about the monetary rewards that they will obtain with this, since it would represent a greater investment pay in education.