Incapacity for work is the situation in which a worker finds himself when he cannot perform the normal functions of his job. Therefore, this disability is closely related to the type of work performed, rather than the severity of the disease.
There are two different types of incapacity for work depending on the degree and scope: temporary incapacity (IT) and permanent incapacity (IP).
On the one hand, temporary disability occurs when a person is disabled for work on time. This type of disability is also called medical leave. The main causes that can cause this disability are common or occupational diseases and accidents (either a work accident or a non- work accident).
During this time, the worker has the right to the corresponding health care and to receive an economic benefit, since his employment contract is suspended during that period.
On the other hand, there is permanent work disability, which refers to the situation in which, after having exceeded the maximum period of temporary disability and the corresponding medical treatments, the worker will receive financial benefits for having such serious functional reductions that they can reach void your full working capacity.
Likewise, depending on the percentage of reduction in work capacity, permanent disability can be divided into the following subcategories:
- permanent partial disability (corresponds to a degree of decrease in work performance of not less than 33%, being able to continue with the usual profession).
- total permanent disability (it does not allow you to continue with the same profession but you can work in something different)
- and absolute permanent disability (prevents the worker from performing any type of profession).
Finally, in relation to permanent disability, there is the possibility of adding an economic supplement to the benefit that one is entitled to receive. This is a supplement called great disability, which will be delivered, when as a result of permanent disability, the worker needs another person to fend for himself.
